Message-ID: <199708131734.NAA10081@carthage.american.edu> Date: Wed, 13 Aug 1997 19:23:46 EDT From: mailto:Bdogithongo@FORM-NET.COM Subject: BRI Indonesia, sustainable SME credit delivery To: mailto:DEVEL-L@AMERICAN.EDU
About two years ago, I had the privilege of attending a very thought-provoking presentation by a Marguerite Robinson (I think) on the Bank Rakyat Indonesia and a Latin American institution (Bancosol I think) where she dicussed the achievements these two institutions have made in credit delivery to microenterprises.The two most striking features of the BRI operation as I recall were that:
a.) It was a no collateral scheme which nonetheless did not use the Grameen type community loan guarantee.
b.) It was strictly commercial. It made money and grew faster than most banks. No social conditions such as the Grameen Bank is known to impose were imposed on its clients.
I can't remember too much about Bancosol (I hope that's right); she discussed it second while I was still digesting the implications of the BRI model, but I do recall that it was a programme with many similarities to BRI.
For some reason, no transcript of the presentation was issued although we got some very impressive slide handouts. And I've no idea where I can find Ms. Robinson.
Can anybody help me either find Ms. Robinson or a resource on the BRI or the Bancosol or any such similar institution?
Many Regards
Joe Gichuki Githongo & Company P.O. Box 47089 Nairobi Tel 254-2-228206/7/8 Fax 252-2-331068 e-mail mailto:bdogithongo@form-net.com
http://www.kenyaweb.com/bdo-githongo