Micro Credit Summit papers

Joaquim Moura (mailto:poa-bsb@CR-DF.RNP.BR)
Fri, 8 Dec 1995 15:36:10 -0200 

Message-ID:  <199512081736.PAA04338@rjo04.embratel.net.br>
Date:         Fri, 8 Dec 1995 15:36:10 -0200
From: Joaquim Moura <mailto:poa-bsb@CR-DF.RNP.BR>
Subject:      Micro Credit Summit papers
To: Multiple recipients of list DEVEL-L <mailto:DEVEL-L@AMERICAN.EDU>


Dear,


I have just received these two papers from Results Ed. Fund.
I hope you will have time to appreciate them. (I am not sure
if there is another list where you use to read about these
issues.)


Obs:
I am thinking about to translate them to Portuguese (not just
these two, but every important paper about the Micro Credit
Summit (and micro credit systems) that deserves be known by
Brazilian people working (or planning to) with micro loans.


Thanks to everyone who has written to me. I would like to be
able to send and receive all the information we need. For
this we are ultimating our home page.
__________________________________________________________


Draft Declaration - (letter size, 25 pg, Nov. 2, 1995)


 1.Preamble


 2.Why the Poorest


 3.Foreign Aid and the poorest 1/5


 4.The effort of the poorest to help themselves


 5.Invisibility of the Poor in the Financial Marketplace


 6.Micro Credit: a Powerful Tool for Fighting Poverty
        - The very poor are a good credit risk, especially in the
        context of mutual responsibility systems;
        - The very poor, like all people, are the best judges of
        their own situation and know best how to use the credit
        when it is available
        - Sustainability and profitability of programs in the
        developing world are achievable
        - Micro credit programs have exhibited a high level of
        replicability Programs grow to serve large numbers of
        very poor people
        - Micro credit helps borrowers work their way out of poverty
        - Micro credit programs become vehicles for a variety of
        desirable social developments


 7.Micro credit Programs: some models


 8.The Challenges
        - The Lack of Will
        - Insufficient Funds
        - Lack of Adequate Training
        - Lack of Standardization in Management and Accounting Practice
        - Legal and Regulatory Barriers
        - Insufficient Funds and other issues in Industrialized Countries


 9.The Call to Action


______________________________________________________________


Draft Plan of Action (letter size, 12 pg)


 1.Serving the Poorest with Micro Credit on a Global Scale


 2.Sector Goals
        Practioners
        International Financial Institutions
        Governments
        The United Nations Family of Grant-making Organizations
        Non-Governmental Organizations
        Commercial Banking
        Other Corporations
        Service Clubs
        Academics
        Media
        The Advocacy Movement


 3.Next Steps


 4.Appendix: The 46 Least Developed Countries
______________________________________________________________
Joaquim Moura (all the controversial opinions are just personal)
Youth & Citizenship Development Commission
Partners of the Americas - Brasilia / Washington DC Committee
SHCGN 713 - Bloco I - Apt. 202 - 70760-739 - Brazil
Phone (55 61): 414-1904 (w); 273-5613 (h); 414-1898 (fax)